CCJ REMOVAL

Remove your company’s CCJ

CCJ Removal

County Court Judgements are usually issued to businesses when they have not paid a supplier. These judgements can have a very negative impact on a businesses credit rating. Getting a CCJ removed is a complicated process that can take a lot of time. Our unique CCJ removal service can speed up the process significantly – rapidly restoring your credit ratings and limits.

We have agreements with the five leading credit rating agencies. These agreements allow us access to their data, enabling us to quickly spot potential issues, identify solutions and take swift action.

Repairing credit after CCJ Removal

If a CCJ has already impacted your business credit rating, then our credit repair service can help you. We can help start rebuilding your credit profile with the main agencies straight away and get you back to normal trading terms quickly.

We have a 100% success rate in business credit repair. Our promise remains the same whatever your business type or size – if we’re unable to improve your business credit rating, you won’t pay a penny. CCJ Removal causes an almost instant uplift to your credit score.

The credit repair process post-CCJ removal

REVIEW

Our FREE credit review is perfect for gaining an understanding of how your business is currently perceived by the credit rating agencies. With our in-depth knowledge and connections, we go beyond a simple credit score.

RECOMMEND

We use our in-depth knowledge and relationships to understand your situation fully, highlighting areas of concern and potential improvement. From this, we can then optimise your score with you using our recommendations.

REPAIR

You add your business info into our user friendly templates, and we do the rest. It’s a fast and easy way to repair and rebuild your company’s credit score.

RESULTS

We think our 100% success rate speaks for itself! We pride ourselves on this. Contact us today to find out more.

Why choose us?

Our friendly team of experts all have in-depth knowledge of the credit rating system. We will explain everything in simple terms and guide you through the process. All cases are totaly confidential, and our service is completely risk-free as you only pay if we get results.

GET YOUR FREE WHOLE MARKET TRADE CREDIT REVIEW

We are a company that offers financial and consulting services to help meet your unique needs.
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Client Feedback

Don’t just take our word for it! 

I am the Interim CFO of a division carved-out from a quoted multinational group. Despite having made significant progress with the transparency of the accounting and steadily improving financial performance (including having good DBT ie paying suppliers quicker than average in our industry) we were not getting the recognition I thought we deserved from the credit reference agencies.

I, therefore, employed James Piper and Lightbulb Credit to see what could be done to ensure that our credit reputation truly reflected our creditworthiness. James very quickly got to work, requesting various pieces of key information and then building our case that he then provided to the independent credit assessment teams at two key agencies. Within a few days, we achieved a re-rating at a level commensurate with our true financial position.

I would have no hesitation in using Lightbulb Credit again in the future for similar work.
John FCFO, Interim
James and the team have made a significant improvement in our ratings and credit limits across several of our group entities. This tangible result has delivered great value and I cannot recommend them highly enough. They know the credit market and their insight has been invaluable.
Stuart HCFO, AIM Listed PLC
We have been working with Lightbulb Credit across the majority of our portfolio companies to ensure their credit ratings are fully reflective of the current financial and managerial position. Through a process of active engagement with each of the agencies, the credit ratings of many of these businesses have improved materially.

Lightbulb Credit's extensive experience in this process, strong relationships with credit rating agencies, and deep understanding of the drivers of credit ratings have been instrumental in enabling these improvements. We will continue to work closely with Lightbulb credit for future investments.
Alex BManaging Director, Private Equity Group
Lightbulb Credit’s ability to simplify the complex, provide insight and deliverable solutions across our group was very helpful. James provided excellent guidance and support throughout the review, analysis and solution process.
Gerry SCFO, P/E Backed Group T/O £190m
James approached us after our year end to see if we wanted to improve our company credit score. It had recently plummeted because we had recently divided the business into separate subsidiaries and the CRA weren’t looking at the consolidated business. The drop in our score was really hurting our business reputationally.

James made pretty bold claims, suggesting he could move us from very high risk to low risk in the space of a few weeks. I was slightly skeptical, but to my delight and surprise he moved our scores up to exactly where he said they would go.

They clearly have all the right contacts and know how to present evidence to the CRA’s to get fantastic results.

Thank you James and team.
James JacksonCFO, ASF
Lightbulb Credit listened, offered us a solution and delivered. We will use them again in the near future, the value that can be unlocked from improving your trade credit ratings and limits should not be underestimated. A valuable, impactful and rapid service.
Mark SMD, Licensed Goods Supplier
Having worked at a senior level within a large house building plc’s, my business partner and I decided to create our business. This was early in 2016. As our business evolved and grew it became clear that our credit profile within the industry was critical to our success. We engaged with Lightbulb, in James Piper, in October 2018 to review and create a strategy to improve our credit rating so that it reflected truly the way our business was being managed and the financial strength of our business. This is a real challenge for new business and is often underestimated in terms of importance.

James and his team delivered immediate improvement, almost overnight, but also created a strategy that over a few months resulted in significant improvements that led to business security and a clearer path for future success.

James and his team are a very proactive business that understands how business works. We would have no hesitation in recommending Lightbulb as a future business partner that will help create and maintain a platform for success.
Ian WDirector, Housebuilding Limited Company
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Our Credit Services

Company Credit Review

Our business credit rating report reveals how the top 5 credit rating agencies in the UK view your company. This completely FREE service provides invaluable insight for any business wanting to know more about their credit profile and future potential.

Credit Repair

Using your business credit report and key company information provided by you, we can improve your credit rating in as little as 3 days. We have a 100% success rate and if we can’t increase your credit rating then you won’t pay a penny!

Credit Rating Monitoring

We provide an active monitoring service on your company’s trade credit profile. This ensures you are the first to know about any changes and enabling you to spot and deal with any potential issues before they have an impact.

CCJ Removal

Removing a CCJ from your business credit profile can be difficult and time-consuming. Our unique CCJ removal service takes the stress out of the situation. We speed up the process considerably and restoring your credit ratings and limits quickly.

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Our financial advisers always help you

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MAIL

enquiries@lightbulbcredit.com

CONTACT

0115 6970825

ADDRESS

Bramley House, Bramley Road, Long Eaton, Nottingham, NG10 3SX