Don’t be in the dark about your company’s credit profile

Lightbulb Credit is the UK’s first business credit repair service

If we can’t improve your ratings you don’t pay a penny

Trust the experts in company credit repair

Improve your company credit rating in as little as 3 days


Do you know your company’s trade credit rating? Could your business benefit from access to better credit limits and increased working capital?

Lightbulb Credit is the UK’s first business credit repair service, dedicated to helping companies understand their credit ratings and limits, and gain access to the best terms they can get.

Our unique credit rating improvement service uses a tried and tested method that gets results quickly. We can help you review, repair and improve your company credit rating to really unlock the full potential of your business.


Unique approach

Our agreements with the five main credit rating agencies enables us to provide our clients with a more comprehensive and detailed review of their credit status.

Risk free solution

We want to add value to your business by offering a risk-free solution, if we can’t improve your company credit ratings you don’t pay a penny.

Proven track record

Lightbulb Credit has a proven track record with many satisfied clients and we’re extremely proud of our 100% success rate in company credit repair.

Trust the experts

Our knowledgeable team have over 25 years of trade credit rating, finance and treasury experience, so you can be sure your business is in good hands.


The Lightbulb Process

Don’t be in the dark about your company’s credit profile


Credit Review

Our unique whole market summary provides an easy to understand overview of your company across all the 5 main rating agencies.


Using our knowledge we can make a series of recommendations to enhance and improve your trade credit profile.

Company Credit Repair

We have unique, easy to complete templates that ensure we minimise the time and maximise the impact of our trade credit repair process.

Credit Results

Our 100% record, with over £174m added to our client trade credit terms means that we should be your first choice to help with your trade credit terms.

Our Credit Services


Company Credit Review

Our business credit rating report reveals how the top 5 credit rating agencies in the UK view your company. This completely FREE service provides invaluable insight for any business wanting to know more about their credit profile and future potential.

Credit Repair

Using your business credit report and key company information provided by you, we can improve your credit rating in as little as 3 days. We have a 100% success rate and if we can’t increase your credit rating then you won’t pay a penny!

Credit Rating Monitoring

We provide an active monitoring service on your company’s trade credit profile. This ensures you are the first to know about any changes and enabling you to spot and deal with any potential issues before they have an impact.

CCJ Removal

Removing a CCJ from your business credit profile can be difficult and time-consuming. Our unique CCJ removal service takes the stress out of the situation. We speed up the process considerably and restoring your credit ratings and limits quickly.

Our Credit Repair Results


Total Cases

Increase in trade credit for our clients


Success Rate

Client Feedback

Don't just take our word for it!


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